At a Glance
| Model | Who uses Iron’s services | Example | Integration |
|---|---|---|---|
| B2B | Your company directly | Fintech using stablecoin rails for treasury | API or Dashboard |
| B2B2B | Your business customers | PSP offering stablecoin payouts to merchants | API or Dashboard + Iron App |
| B2B2C | Your individual users | Neobank offering EUR virtual accounts to retail customers | API or Dashboard + Iron App |
B2B — Direct Use
Use Iron for your own operations. You are the end customer — no downstream users. Examples:- Cross-border payroll — converting USDC to EUR and paying employees via SEPA
- Exchange settlement through stablecoin-to-fiat Offramps
- Corporate treasury across fiat and stablecoins via Virtual Accounts
B2B2B — Serving Business Customers
Embed Iron into your product. You act as a Partner — your business customers become Customers of Iron. Examples:- PSP offering stablecoin money transfers to merchant clients
- Banking-as-a-service platform enabling neobank clients to issue virtual EUR accounts
- Payroll provider letting companies pay contractors in stablecoins
B2B2C — Serving Individual Users
Embed Iron into your consumer-facing product. You act as a Partner — your individual users become Customers of Iron. Examples:- Neobank offering named EUR and USD virtual bank accounts to retail customers
- Crypto wallet enabling users to onramp fiat to stablecoins via personal vIBAN
- Remittance app letting users send stablecoins and have recipients cash out to local bank accounts
| Framework | How it works |
|---|---|
| KYC Reliance | Iron relies on your existing KYC — requires a regulatory agreement |
| KYC Outsourcing | You collect KYC data on Iron’s behalf and submit via API |
| Direct Onboarding | Iron handles KYC through a hosted verification flow |
Regardless of the onboarding framework, every customer is a direct customer of Iron for compliance purposes. See Onboarding Lifecycle for the full flow.
Iron App — Whitelabel Frontend
For B2B2B and B2B2C setups, Iron offers Iron App — a whitelabel frontend that your end customers (the last B or C) use directly. Iron App gives your customers account management, transaction history, onboarding, and access to Iron’s products — without you building a custom UI. You manage configuration through the Partner Dashboard or API. Iron App handles the end-customer experience. When to use Iron App:- Go live without building a frontend
- End customers need direct access to onboarding, account management, and transaction history
- Keep the customer-facing experience up to date with new Iron features automatically
How to Integrate
Two integration paths. Use both simultaneously.API
Create customers, onboard them, set up Autoramps, and monitor transactions programmatically.
Partner Dashboard
Manage customers, Autoramps, API keys, and transactions at app.iron.xyz.